The AidaPay journal
Money & payments, explained plainly.
Guides to data plans, airtime, electricity tokens, TV, exam PINs and everyday money in Nigeria. Every price carries a date and a source, and a guide changes when the price does.
Money & payments
FG 50,000 Code: 5 NERSI USSD Codes, Not One for All Banks
There's no FG ₦50,000 code for all banks. Here are the five NERSI provider codes, how to accept and cash out, and what to do when...
Money & payments
Debited but Not Received? Pending vs Failed, CBN Refund Times
You were debited, but the data, airtime, token or PIN never came. The word on your receipt tells you whether to wait, check your w...
Money & payments
What Is BVN? Meaning, ₦20 *565*0# Check and Is It Safe to Share
Your BVN is the 11-digit number behind every Nigerian bank account. Here's how to see it with *565*0# for ₦20, why apps ask for it...
About these money & payments guides
Moving money in Nigeria now runs through bank apps, USSD, fintech wallets and payment service banks. These guides explain transfers, failed debits, reversals and the fees and limits that apply, in plain words.
Where a rule comes from the CBN or a bank, the article says so, so you know who to contact when a payment goes wrong.