Cheap MTN Data: MoMo's ₦200 1GB vs 7- and 30-Day Plans

MoMo's Special Bundle is the cheap MTN data deal to beat per gigabyte: 1GB for ₦200 or 2.5GB for ₦500, paid from a MoMo PSB wallet. Both are daily, own-line only and can't be shared. If 1GB lasts you more than two days, or you're buying for someone else, a 7- or 30-day plan costs less.

I checked MoMo's bundle page and AidaPay's MTN price list on 28 September 2026. Below: what MoMo sells, how to buy it from the app or a button phone, the catches the adverts skip, and the exact point where a longer plan starts saving you money.

MoMo Special Bundles: what ₦200 and ₦500 get you

Two plans, both daily: MTN 1GB for ₦200 and 2.5GB for ₦500

Two bundles. That's the whole menu.

1GB costs ₦200 and ₦500 gets you 2.5GB, which divides out to ₦200 per gigabyte either way, so the bigger one buys you more room in a day rather than a better rate. MoMo's bundle page calls them "both daily plans" and says a bundle ends once you use it up; I read that as a one-day window with an early exit if you finish the data before bedtime. Want data tomorrow? Buy again.

Where the offer comes from: MoMo PSB, not the MTN data menu

Don't bother scrolling the regular MTN data menu. MoMo PSB, the payment service bank in the MTN family, sells these through the MoMo app or its own USSD string, and the money comes out of a MoMo wallet, not your airtime.

No MoMo account, no ₦200 price.

How to buy data on MTN MoMo: app and USSD codes

First, money.

Per MoMo's FAQ, four routes fill the wallet: a transfer from another bank app (your MTN number minus the first zero is the account number), a friend's MoMo account, a MoMo agent, or an MTN touchpoint. Empty wallet, no bundle.

In the MoMo app

1. Open the MoMo app and find Data among your services.
2. Pick MoMo Special Bundles.
3. Choose 1GB for ₦200 or 2.5GB for ₦500.
4. Enter your PIN. The wallet pays at once, no airtime involved.

By USSD

On a button phone, codes are your only route. Dial *671*200*1# from the MTN SIM that should receive the data and you get 1GB; *671*500*1# gets 2.5GB. MoMo's page promises zero USSD charges. Good news at month-end, when sapa is already knocking. You can buy several times in one day, and *310# shows your data balance, which helps when you're wondering whether today's gigabyte will make it to evening.

The catches: own line only, no sharing, short validity

You can only buy for your own MTN number

This one bites hardest.

MoMo says that "for now" the bundles only go to your own MTN line. So your mum's phone in Ibadan is out, and so is your son's SIM in the hostel and the sales girl who takes WhatsApp orders for you, because none of them can receive it from your wallet, even though regular MoMo data purchases can go to other people, per the FAQ. Not at ₦200, though.

You can't share or gift it

MTN's data sharing doesn't work on these either. MoMo's page says sharing isn't available "at the moment", so buying 2.5GB and sending half to your sister is off the table for now.

Unused data expires fast

Picture a normal Tuesday if you mostly live on WhatsApp: chats, a little scrolling, news on the bus, and by 11pm you've used 250MB.

The other 750MB? Gone.

One softener. The bundle page says unused data rolls over to your next data purchase, but only if you keep buying, and it doesn't say how long a leftover waits. Treat rollover as a bonus for daily buyers, not a savings account.

What cheap MTN data costs outside MoMo: 7- and 30-day plans

On 28 September 2026 I put the MoMo bundles beside the MTN data-transfer plans on today's cheap MTN data prices, our own page, which also lists MTN SME data prices. So this compares MoMo with our own list, and we've left MoMo's cheaper per-gigabyte rate in plain view. These are VTU prices, not MTN's own tariff, and they move. Check before you pay.

MTN 1GB price compared: MoMo Special Bundles vs data-transfer plans on AidaPay's MTN price list, 28 September 2026

MTN 1GB price: per gigabyte vs per day of cover

Per gigabyte, MoMo wins easily. Even the 5GB monthly plan costs ₦370 a gig, nearly double. Count cost per day of cover and the order reverses, because the 30-day 1GB at ₦520 works out to roughly ₦17 a day, the 7-day plan to about ₦57, and MoMo charges its full ₦200 again for every single day you want to be online.

Which number matters? The one that matches how much data you actually burn.

MoMo ₦200 or a 7- or 30-day plan? Three types of MTN user

Heavy daily user on their own line

You stream, sell on WhatsApp all day or live on TikTok, and 1GB is gone before evening. Take the ₦200 bundle. Buy it each morning and let rollover carry leftovers forward. Thirty bundles cost ₦6,000 for up to 30GB in a month; getting 30GB from the 5GB monthly plan on the VTU list means buying it six times, for ₦11,100.

Nothing here beats that if you really use a gigabyte a day.

Light user who needs 1GB to last a week or a month

Here the maths turns.

Say you use 100 to 150MB a day, mostly WhatsApp and your bank app, so 1GB covers your week. Seven days of MoMo costs ₦1,400. On that list, the MTN 1GB for 7 days price is ₦400, and the ₦1,000 difference stays in your pocket for transport or a plate of rice. Buy MoMo only on the days you go online and you still hit break-even early: two days (₦400) equal the 7-day plan, and the 30-day 1GB at ₦520 costs less than three MoMo days. Online three or more days, and 1GB in total is enough? Pick the longer plan.

Buying for a child, parent or staff member

MoMo can't help here at all. A VTU app such as AidaPay sends data to whatever MTN number you type in, nobody on either end needs a MoMo account, and you choose the validity. Still choosing an app? Here are the cheapest data apps in Nigeria compared. For a teenager who should stretch 1GB across the month, the 30-day plan doubles as a cap, and if your shop assistant needs WhatsApp all week, one 7-day plan beats handing over ₦200 every morning.

How to buy cheap MTN data for another number on AidaPay

No MoMo account needed. The steps match on the app and the website.

1. Fund your AidaPay wallet by bank transfer or card.
2. Open Data and tap MTN.
3. Type the number that should get the data: yours, your mum's, a customer's.
4. Choose the plan, check the price and the wallet cashback on the confirmation screen, then confirm with your PIN.

Read the number twice.

Once the data lands, the line's owner can check it with the MTN data balance codes; *323*4# skips the menu and shows main and bonus data with the expiry date.

Other ways to cut your MTN data bill

Match validity to how you actually use data

Look back at last month. On how many days did you use data, and roughly how much? Heavy on most days means daily MoMo, no overthinking. Light and spread out means a 7-day or 30-day plan, because a cheap gigabyte you never use costs more than a pricier one you finish, and most of us guess high when we pick a plan in a hurry on the way out of the house.

Stop data leaks

Set app updates and photo backups to Wi-Fi only. Kill video autoplay in WhatsApp, Facebook and Instagram too.

Own line, a gigabyte gone most days? MoMo's ₦200 bundle. Light users, and anyone topping up someone else's phone, spend less on a 7-day or 30-day plan. Prices on both sides move, so check again on the day you buy.

Frequently asked questions

Published 28 September 2026. Prices and codes change - if you spot one that has moved, tell us and we will fix it.